Senior Data Scientist, Algorithm (Lending & Onboarding)

About the Company

Airwallex is a global payments and financial platform built for modern businesses. We empower companies to manage their money across borders effortlessly.

Role Overview

We are seeking a Senior Data Scientist, Algorithm to join our Lending & Onboarding team. In this role, you will design and implement sophisticated algorithms that drive lending decisions and streamline customer onboarding processes.

Responsibilities

• Develop and maintain machine learning models for lending decisions and risk assessment
• Build algorithms to optimize customer onboarding workflows
• Collaborate with product, engineering, and business teams to translate requirements into data science solutions
• Conduct exploratory data analysis and identify patterns in large datasets
• Evaluate model performance and implement improvements
• Design and execute A/B tests to validate algorithmic changes
• Document technical solutions and present findings to stakeholders

Requirements

• 5+ years of experience in data science, machine learning, or related fields
• Strong proficiency in Python or similar programming languages
• Experience with machine learning frameworks and libraries (e.g., scikit-learn, TensorFlow, PyTorch)
• Solid understanding of statistical methods and modeling techniques
• Experience with SQL and database systems
• Strong problem-solving and analytical skills
• Excellent communication skills and ability to work cross-functionally

Nice-to-Haves

• Experience with lending, credit risk, or fintech products
• Familiarity with cloud platforms (AWS, GCP, Azure)
• Experience with MLOps and model deployment
• Knowledge of causal inference techniques
• Experience in A/B testing and experimental design

Benefits

• Competitive salary package
• Health insurance coverage
• Professional development opportunities
• Flexible working arrangements
• Collaborative and innovative work environment